It can be difficult to stick to a budget, but changing just a few of your daily habits can help you to save big. First Security State Bank has rounded up 10 things you can do to save $10 a day this year.
- Choose a different ride – Use public transportation, walk, bike, or carpool to the office instead of driving.
- Brown bag it – Packing a lunch is not only easier on your wallet, but your health as well!
- Eat leftovers – If you have food left on your plate when you eat out, ask your server for a box. Take the time to store extra food in containers after cooking. You can easily stretch each meal into two or more.
- DIY snack time – Pass on Starbucks and brew your own coffee at home. This saves both cash and calories! Avoid the vending machine at work by buying your own snacks in bulk and storing them in a desk drawer.
- Listen for free – If you listen to a variety of music throughout the day, use free or subscription music sites like Pandora or Spotify instead of purchasing individual songs.
- Drink water – If possible, take the free route and drink tap water. Carry a reusable bottle with you so you can refill it throughout the day.
- Make a matinee date – Make plans with friends to catch an afternoon show and take advantage of cheaper ticket prices.
- Skip dry cleaning – If you learn more about your clothing, you can find out which fabrics can be hand-washed at home and take the time to do it yourself.
- Avoid alcohol – Alcoholic drinks add major charges to your bill. Check for happy hour deals before you go out!
- Be wise about organic products – Organic foods with peels, like melons and bananas, are not any safer than the non-organic. The peel will protect the fruit from any pesticides.
Cutting back by just $10 a day turns into an extra $3,600 at the end of the year. That is $3,600 you can put towards a long term goal or other investment. Isn’t that worth cutting back on some small luxuries each day? For money-saving tips and tricks, talk to First Security State Bank. We are ready to answer your questions!