Tag Archives: Income

Low-Cost New Business Ideas

Small Business

Creating a new business is an exciting journey filled with a constant flow of ups and downs. When deciding which industry to invest your time and money, consider these cost-effective options, courtesy of First Security State Bank:

Virtual Assistant: Needing a basic set-up of only a desk, computer, and phone, this affordable opportunity allows you to work from home, and establish your own hours. Start slow with one or two clients, and work your way up to a full-time schedule.

Medical Reporter: Quick typing skills and a high accuracy is all you need in this quick start-up. Speak with area hospitals and gain contracts for their on-location reporting. The higher your words per minute, the better!

Pet Groomer: Keeping dogs squeaky clean may sound like a lot of fun, but it can be tough work! With minimal startup costs, you can start your own service straight from home. By focusing your business on smaller dog breeds, you can minimize your cost, and maximize the number of clients you can maintain!

Freelance Writer or Photographer: Put your skills to use in this nomadic and highly flexible field. With an increasingly high amount of online publications, many magazines are searching for additional content and imagery to accompany them. Search the web for opportunities, and begin to build your digital content portfolio.

Event Planner: If arranging holiday parties and birthday celebrations sounds like fun to you, this could be your ideal career! Get started planning events for families and friends, and begin building your network of clients at each function. Once people start to see what you can do, you can begin to build your client list, and slowly fill your calendar with events and your pocketbook with revenue.

Wherever your passions take you, First Security State Bank will help you arrive safely! With our trusted business financing, we can help you and your budget stay on track. Stop by today to speak with one of our commercial lenders, and discover how to create your ideal cash flow.

How to Make Peace with Your Income

Week 4 Post 1

You work hard for your money! Learn to appreciate every penny earned.

“Gratitude turns what we have into enough.” A positive mindset can influence every area of your life. You are likely to enjoy your work and day to day activities when you are thinking positive thoughts. Every morning is an opportunity for you to start fresh and do your best. However, some areas in life are difficult to be optimistic about. Finances can be one of the biggest stressors of life. It is difficult to have a positive outlook when you worry about payments and supporting a family. We understand life has countless financial demands, which is why we offer personal and business banking services to assist you.
Here we would like to draw your attention to 4 ways to better appreciate your income.

  1. Start with understanding the value of the hard work you do. Not everyone can do what you do or has the gifts you hold. First Security State Bank hopes you recognize your work as valuable to the world around you.
  2. Understand that the average yearly income in the world is $10,000. Recognize the many things you have that most people with never experience.
  3. If you find it difficult to make ends meet, there are several saving habits you can start. Clip coupons, shop in season, drive less, and find free entertainment. Being a smart spender can save you money and reduce stress.
  4. An effective way to save is to create a budget to track where your money is going. Organize your finances to see if you are spending too much in an unnecessary area.
  5. To gain a new skill and save money simultaneously, collect recipes to try at home as an alternative to eating out. Pinterest is a website that offers creative meal ideas your family is sure to love.

We hope you learn to appreciate your income and never take for granted what you have. First Security State Bank is here to assist you with your financial questions and concerns. Feel free to stop in or give us a call today!