Tag Archives: shopping

Which Subscription Service is Worth Your Money?

Savings

The concept of subscription packages aren’t going away anytime soon! Offering the convenience of shipping, and the added surprise of finding out what’s inside, these clever subscription services keep you wanting more. With so many to choose from, how do you know which box is a worthwhile spend for your family? At First Security State Bank, we’re excited to share our favorite options, and how they can help improve your budget:

Blue Apron: Out of all the make your own meal plans, this one by far stands apart! With plans as low as $8.74 per serving, these step-by-step culinary creations can not only help you eat better, but spend better as well! Reduce wasted money and food with their pre-portioned delivery system – and shipping is always free!

Bark Box: For all your furry friends, this box will have them waiting for the mailman every month! At $20 a month for a year long subscription, these fun-filled packages are stocked with nutritious treats and toys for your pup to enjoy. Check out their BarkShop page too, and see if your dog is a fit perfect for their Destroyer’s Club!

Dollar Shave Club: This popular grooming subscription is the perfect fit for men and women seeking a smooth shave. With options starting as low as $3 a month, this offer makes it simple to always have a fresh blade when you need one. If you do choose to upgrade, your product ships for free! Give it a try for a month, and adjust your shipments as needed, depending on how quickly you use the razors.

Birchbox: A traveling beauty bar for both men and women, this monthly subscription provides samples straight to your door for $10-20 each month. Complete with added membership pricing, and special offers, these little boxes pack a punch! If you discover products you simply cannot live without, simply go to their website, and select the full size version to purchase.

Raw Spice Bar: Eager cooks unite behind this affordable and delicious small batch spice subscription. Each month, they send professional and home cooks alike a mix of three regional spice blends. See how much you can grow your palette for only $8 a month!

Graze: Staying healthy can sometimes feel like a chore, especially while you’re working. Take the struggle out of hunting down those nutritious nibbles, and let graze do the shopping for you. For the low cost of $11.99 a month, you will receive 8 pre chosen snacks delivered straight to your home or office, and shipping is already included!

Gamefly: Video game addicts rejoice! Finally, there is a monthly subscription that allows you to play video games and rent movies at a low monthly cost! Starting at $15.95 you can rent one game each month with the option to return it at any time for a new game to rent. There are no late fees, and you can cancel at any time! Or for only $10 a month, you can live stream games straight to your home, 24/7!

Texture: No more magazine racks to clutter up your home, get the newest and latest news straight on your device with Texture’s digital monthly subscription. Offering the hottest magazines in every industry, this convenient service allows you to read the latest issue without the clutter of pages.

LootCrate: Allow your inner geek to celebrate for these gamer and movie centric crates! At a bargain of only $13.95 a month plus shipping and handling, these bountiful boxes offer one wearable item, a t-shirt, vinyl figure, comic book, household item, and utility item in every shipment! What are you waiting for? Sign up today.

Tasting Room: Nothing says relaxation like a satisfying glass of wine. Enjoy a bottle of your favorite flavors each month, through this interactive monthly tasting subscription. After the initial $9.95 tasting assessment of six personal-sized bottles, users are able to order wines to fit their personal tastes for approximately $15 a bottle.

Whichever box has begun to peak your interest, be sure to evaluate your family’s monthly budget to determine if it’s the perfect match for you.

How to Stay out of the Red on Black Friday

Black Friday is the biggest shopping day of the year. But there are different tricks you can use to keep from overspending.

Black Friday is the biggest shopping day of the year. But there are different tricks you can use to prevent overspending.

Most of us can’t resist a good sale. Black Friday, the day after Thanksgiving filled with massive sales from retailers nationwide, is still on the rise with its popularity.  Almost 250 million people visit stores on Black Friday, with another 130 million shopping online on Cyber Monday.

These big sale days are actually a great time to get holiday shopping done or at least started, but how do you resist the temptation to buy more than you should?

One word: BUDGET.

Here are a few savings strategies for those committed Black Friday shoppers this year:

  • Find savings before hitting the store- sit down with a newspaper, look at deals on the “official” Black Friday website or download the Black Friday app!
  • Compare ads- the first price you find for an item may not be the lowest, so be sure to peruse the ads for lower prices.
  • Make a specific list for each store- find what you want and buy ONLY those gifts. Map out your route based on store hours and locations.
  • Use cash- if you absolutely can’t resist the urge to overspend despite doing all the above strategies, use cash.  Figure out the total amount you want to spend, get that amount in cash, and leave your debit or credit card at home to avoid going over the limit. Don’t forget about the money deposited from your Christmas Club Savings account in October!

Many serious Black Friday shoppers have developed creative ways to save. Hopefully whichever strategy you use will help you to spend smarter and actually save money.

Most importantly, First Security State Bank wants you to stay safe this Black Friday. Drive carefully, park in well lit and populated areas and don’t leave purchased items in plain sight in your vehicle. We hope all goes well and look forward to seeing you soon in our Cedar Falls or Evansdale locations!